Simply download the app — In less than 5 minutes users are immediately approved for a prepaid reloadable card and wallet. No credit check required, subject to bank approval.
Basic information such as name, phone number and address is required. A social security number is requested but not required. However, in lieu of a SSN, a customer can choose from a number of other options that would provide proof of identity and address. A valid government-issued ID is required.
Yes. But you will need to provide additional information, including proof of address.
No.
18 or older. Scott to confirm.
Customers can easily fund their account at more than 150,000 reload points through participating locations.
Yes.
This is dependent on the destination country. Some countries designate certain spots where you pick it up. It can be sent directly to a bank account. It depends on the country of destination.
No.
Yes
There is a $2 monthly fee that is waived if there is a monthly spend of $500. On foreign transaction it is up to 2 percent of the purchase amount. No charge for cash back or direct deposit. No charge for loading the card when using GreenDot.
*For complete information on all the free uses of the card and any options that include a fee.
You have to walk through the process on the app.
No
One of the differences is that this one is linked to your wallet. You have access to other benefits of the platform such as online bill pay, money transfer, purchasing lottery tickets and more. It is all-in-one. There is not another option out there that allows you to do it all under a single platform.
The monthly fee for an equivalent product is significantly lower. Additionally, the foreign transaction fee is much lower than any other competitor. We pride ourselves in making Latin Pay easy and a solution that saves you money.
A prepaid card is just like cash, so you need to protect it just like cash. If you lose the card call for a replacement immediately. The older card will no longer be linked to the account.
We do have a chargeback process. You can call and report fraud. You have to protect your card and pin just like cash. Scott to find this out more.
The Sound Pay app is available to download on Google Play.
*Standard data rates may apply from your wireless service provider when not connected to WiFi.
You can activate your Sound Pay Prepaid Mastercard® by calling Customer Service at 1-844-309-1184.
Yes.
The app can be used with a WiFi connection, or your smartphone’s data. *Standard data rates may apply from your wireless service provider when not connected to WiFi.
Sound Pay is a secure mobile banking app that is connected to a prepaid card that allows you to manage your money directly from your smartphone. You will also receive a Sound Pay Prepaid Card that can be used everywhere Debit Mastercard is accepted.
There are fees for using Sound Pay. For a complete list of fees, please visit our Fee Schedule.
iOS (Apple iPhone 7 and later/iOS 15.8.1 or later) and Android.
If you have any issues with your Latin Pay app not working on your device, please contact Support by going to Help & Support in the Sound Pay app or you can directly email us at info@soundpayments.com
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account.
What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask you to upload a copy of your driver’s license or other identifying documents.
Yes, the funds in your the Sound Pay Prepaid Card Account will be insured to the maximum coverage limit provided by the FDIC, through Axiom Bank, N.A., Member FDIC, once we have been able to verify your identity.
No, the Sound Pay Prepaid Card is not a credit card. You will not receive any interest on your funds in your card account. There is no credit line associated with your card.
Call us at 1-844-309-1184, or email us at info@soundpayments.com
No.
Anywhere in the world where there is an internet connection and everywhere Debit Mastercard is accepted. Data rates from your wireless service provider for using the app may apply, however you can use the card without accessing the app.
Your Sound Pay Card usually ships within 48 hours of signup. Expect your card to arrive in 7 to 10 business days after you sign up, at the mailing address you used to register for Sound Pay®.
No, but you can check your balance and transactions by calling 1-844-309-1184.
Yes. Just send us a message or call Customer Service at 1-844-309-1184. Please be prepared to verify your identity, including last 4 digits of your SSN, and DOB.
No, Sound Pay does not offer checks of any kind.
No, since Sound Pay is a prepaid card, your transaction will be declined if you attempt to spend more than the balance that is in your account.
Yes, you can get cash back at thousands of retail locations across the US. When making a purchase at participating cash back merchants, select “Debit” as your form of payment. Put in your PIN and if the merchant allows for cash back, you can choose the desired amount of cash you want to get back. Note: Some merchants may limit the amount of cash back you may receive.
No.
Yes, everywhere online that accepts Debit Mastercard.
Yes. The maximum amount you can withdraw is set by the retailer where you are making the purchase. You are also limited by the daily $10,000 maximum PIN purchase limit and $10,000 maximum POS Signature limit.
Yes. You may set your PIN when activating your Sound Pay Card. Your PIN can be changed at anytime by calling Customer Service at 1-844-309-1184.
The daily cash withdrawal limit is $510. Each ATM has its own specific withdrawal limits as well. *Bank or ATM network fees may apply.
Yes, at any ATM in the world where you see the Mastercard or Maestro brand mark. *Bank or ATM network fees may apply.
Yes. At any store around the world where Debit Mastercard is accepted. A foreign exchange fee will apply to international purchases. See the Fee Schedule for the complete listing of our fees.
You can receive your direct deposit directly onto your Sound Pay Card! Your account number and routing number can be found in the letter you received with your card. You can provide these numbers to your employer or benefits provider to receive funds through ACH direct deposit. The bank listed for direct deposit is Axiom Bank, N.A.
You can fund your account with direct deposit as long as your balance does not exceed the $15,000 limit.
No. You can direct deposit as little of your pay as you want. Take note: You have a $15,000 balance limit.
You can only load up to the account balance limit of $15,000. If a direct deposit is more than this amount, it will be rejected and sent back to the payer.
No. We will not charge you a fee for receiving direct deposit to your card.
Not when loading money with direct deposit. There is, however, a fee of up to $4.95 charged by the retailer when loading cash at 7-Eleven, CVS, K-Mart, Rite Aid, Walgreens and Walmart.
You can load money into your Latin Pay account at participating retailers displaying the Mastercard rePower® brand mark. Some participating retailers are:
· 7-Eleven
· CVS Pharmacy
· Dollar Tree
· K-Mart
· Rite Aid
· Walgreens
· Walmart
It is important we have your most current address on file, in case we need to send you a new card. You can update your address via your Latin Pay mobile app. Follow the instructions below:
1. Sign in to your Latin Pay app.
2. Tap the Profile icon at the top left corner of your screen.
3. Tap the Edit icon by the Address field
4. Enter your new address
5. Tap Continue
Please note, if you have not activated your Latin Pay Card, you may not be able to update your address. If you receive any errors while updating your address, please contact us at 1-844-309-1184, or email us at LatinPaySupport@changefinancial.com.
No. You can login to the Sound Pay app to view your transaction history.
The App is for managing your money and checking your account balance and transactions. The Sound Pay Card is for spending and withdrawing money. For example, if the balance displayed in your App is $100, you can spend or withdraw $100 using your Sound Pay Card.
No. However, we recommend waiting until you have your card before setting up direct deposit.
If you see a transaction you don’t believe you made, please contact Customer Support immediately at 1-844-309-1184. You can alternatively contact us via email us at info@soundpayments.com, or by sending in a written dispute to Sound Pay, PO Box 641277, Los Angeles, CA 90064 per your Cardholder Agreement. Please include the transaction amount along with the date of purchase and merchant name. We will be able to assist you with filing a dispute for the charges and ordering a replacement card.
Once your card arrives and you activate it, you can make purchases, withdraw cash at an ATM, or get cash back with a purchase everywhere Debit Mastercard is accepted. This is the quickest way to Unload Money. *Bank or ATM network fees may apply.
To order a replacement card please contact us at 1-844-309-1184, or email us at info@soundpayments.com
Your Sound Pay Card will ship about 48 hours after signing up (depending on the day of the week) and is usually delivered between 7 to 10 business days. We use the address you used to register for Latin Pay to deliver your Sound Pay Card. Please let us know if your card has not arrived 18 days after signing up.
We use the address you entered to register for Sound Pay to deliver your card. It can take 7 to 10 business days for your Latin Pay Card to arrive. If a replacement card needs to be ordered and/or to change your address, please contact us at 1-844-309-1184, or email us at info@soundpayments.com
If you need a paper copy of your statement, you can request one by contacting us at 1-844-309-1184, or email us at info@soundpayments.com. A $5.00 Paper Statement Fee will be assessed.
Your Sound Pay balance is the amount of money you have available to either spend or withdraw using your Sound Pay Card.
A record of all purchases, cash withdrawals, transfers and any other transaction you make with your Sound Pay Card is available through the Sound Pay® app.
There are a few easy ways to get all the help you need from our awesome team.
1. You can give us a call at 1-844-309-1184, where you can speak to a live rep, activate your card, and change your PIN right over the phone.
2. You can send us an email to info@soundpayments.com.
What if I move and I now have a new address? Or how about if I change my email address and phone number?
It is your responsibility to provide us with true, accurate and complete e-mail address, contact, and other information related to your account, and to maintain and update promptly any changes in this information. You can update information (such as your phone number and e-mail address) by calling us 1-844-309-1184, or email us at info@soundpayments.com
You must be 18 or older.
Your name, address, mobile number, email address, date of birth, and Social Security number (SSN) or other identifying information. Latin Pay does not see your SSN.
We are required by law to do an identification check.
By Axiom Bank, N.A., Member FDIC.
Sound Pay does not store private or confidential information on your phone. The Sound Pay App establishes a secure connection with our servers only when you are using it.
Please immediately notify us of the loss, theft or unauthorized use of your Sound Pay Card, and the loss, theft or unauthorized or inadvertent disclosure of any number including PIN, secret word, or code that might be used to access your card’s funds. If you believe that your card, PIN, or code has been lost or stolen or that someone has transferred or may transfer value from your card without your authorization, you should immediately contact us by phone at 1-844-309-1184, or email us at info@soundpaymetns.com. We will immediately cancel your card and issue you with a new one once you contact Customer Support.
As an added benefit forSound Pay users, we now provide access to affordable individual healthcare plans, including dental and vision coverage. Explore various plans to suit your needs and get a free instant quote for multiple insurance options.
Search options online or call (888) 468-3390 for best pricing!
7800 Belfort Parkway Suite 195A Jacksonville, Fl, 32256
The Sound Pay Card Prepaid Mastercard is issued by Axiom Bank, N.A, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your enclosed Cardholder Agreement and the enclosed Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us 24 hours a day toll-free at 1-844-309-1182.
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